# Obamacare Premiums Set to Jump 13% in 2027 After Double-Digit Rise > KFF reports average Obamacare premiums will increase 13% in 2027, following a 26% jump from 2025-2026, affecting about 19.2 million enrollees. - Publisher: Briefzora (https://briefzora.com) - URL: https://briefzora.com/obamacare-premiums-set-to-jump-13-in-2027-after-double-digit-rise - Published: 2026-10-31T07:06:29+05:00 - Author: Briefzora Desk (https://briefzora.com/author/briefzora-desk) - Section: Business - Image: https://briefzora.com/uploads/2026/10/health-insurance-plan-costs-on-healthcaregov-to-rise-by-double-digits-gukwfn.webp ## Key points - KFF projects average Obamacare premiums will rise 13% in 2027. - Premiums increased 26% from 2025 to 2026, marking a second year of double-digit growth. - About 19.2 million Americans are enrolled in Obamacare plans. - The Trump administration announced $500 checks for nearly 1 million overcharged enrollees. - Democrats say restoring subsidies will be a top priority if they win back Congress. ## Why it matters The projected premium hikes affect the 19.2 million Americans with Obamacare coverage and influence voter concerns ahead of the midterm elections. ## Article According to a report released Friday, average premiums for Obamacare plans are expected to climb 13 percent in 2027, marking a second consecutive year of double-digit increases. The Kaiser Family Foundation (KFF) calculated this rise using new data the Trump administration released earlier that day, which detailed 2027 pricing for the 30 states that operate federal health-insurance marketplaces. Those figures arrived just before the enrollment window opened on Sunday. The federal government estimates roughly 19.2 million Americans are currently enrolled in Obamacare, and a KFF analysis from May showed enrollment slipped in 2026 after four years of record growth. The Trump administration has added new hurdles to enrollment as part of a fraud-prevention drive, and earlier this year the enhanced premium tax subsidies expired after Republican opposition to a Democrat-led extension effort. During the first Trump term, KFF noted average Obamacare premiums rose 20 percent in 2017 and 34 percent in 2018. Projected 2027 premium hikes are comparable to expected increases in other health-insurance programs, with federal and employer plans also slated to rise about 10 percent. Rising health-care costs have become a focal point in the midterm elections, ranking among the top concerns for voters. A KFF poll from earlier this month found six in ten voters worry about affording health insurance and out-of-pocket medical bills, placing health-care costs on par with gasoline prices as a key affordability issue. In response, the president said the government will issue one-time $500 checks to nearly one million Americans the administration claims were overcharged for Obamacare. Earlier this month, the administration also began sending $90 payments to more than 20 million Medicare Part B seniors, totaling around $2 billion. Democrats have pledged to prioritize restoring Obamacare subsidies and health-care tax credits if they regain congressional control. ## Frequently asked questions ### What is the expected increase in Obamacare premiums for 2027? KFF estimates the average cost will rise by 13 percent in 2027. ### How many people are enrolled in Obamacare? Around 19.2 million Americans are enrolled in Obamacare plans, according to a federal estimate. ### What financial relief is the Trump administration providing? The administration will issue one-time $500 checks to nearly 1 million overcharged individuals and $90 payments to over 20 million Medicare Part B seniors. --- When citing, please link to https://briefzora.com/obamacare-premiums-set-to-jump-13-in-2027-after-double-digit-rise and name Briefzora as the source.